ACH authorizations

ACH authorization helps address the problem of ACH fraud. Authorization rules interface with the ACH processing system to determine which transactions post automatically (Auto Accept Action option) or reject automatically (Auto Return Action option).

The Exception Accept option creates an exception to an existing rule to allow posting of an item that normally would be automatically returned. Exception Accept flags the payment to be paid and routes it to the user to view through the ACH Positive Pay module.

Note: Auto Accept, Auto Return, and Exception Accept are all Action options on the Create ACH Authorization Rule page.