General import requirements for user-defined ACH files - advanced large corporate ACH

When a company configured for advanced large corporate ACH imports payment data with a user-defined file format and profile, these rules apply:

The record format must match the format defined in the profile (with fields and their order matching the profile definition).
The import file must contain only one payment per file.
Each record must begin with one of the following characters to identify the record type:
- "P" to indicate the record containing payment data, which is the first record in the file
- "R" to indicate a record that contains recipient data, one record per recipient

Note:

When importing ACH recipients, the records do not need these leading characters to distinguish lines containing recipients versus those containing addenda information.
The R record includes addenda data.

This illustration shows a comma-separated ACH PPD payment file:

P,PPD,0,100,CompEntry,CompDD,082407,One Time Only,0,0,ACHone R,Rpname1,1111,Checking,00001,047000283,10.00,C,A,dd,Addenda1,N R,Rpname2,2222,Savings,00002,047000283,11.00,D,H,dd,Addenda2,N R,Rpname3,3333,Loan,00003,047000283,0.00,C,P,dd,Addenda3,N

This example shows a payment with three recipients. The fields in the file and their order both depend on what is defined in the import profile.